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FINO PAYMENTS BANK Financial Statement Analysis
[BOM: 543386|NSE : FINOPB]

The Net Interest Income of FINO PAYMENTS BANK have increased by 133.72% YoY .
The Earnings Per Share (EPS) of FINO PAYMENTS BANK has increased by 52.14 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

FINO PAYMENTS BANK Last 5 Annual Financial Results
[BOM: 543386|NSE : FINOPB]

StandaloneMar2023
Mar2022
Mar2021
Mar2020
Mar2019
Interest Earned ₹95 Cr₹36 Cr₹20 Cr₹18 Cr₹19 Cr
Other Income ₹1,135 Cr₹973 Cr₹771 Cr₹673 Cr₹352 Cr
Interest Expended ₹47 Cr₹15 Cr₹9.54 Cr₹9.87 Cr₹5.53 Cr
Operating Expenses ₹1,117 Cr₹951 Cr₹757 Cr₹713 Cr₹427 Cr
Profit Before Tax ₹65 Cr₹43 Cr₹20 Cr₹-32 Cr₹-62 Cr
Profit After Tax ₹65 Cr₹43 Cr₹20 Cr₹-32 Cr₹-62 Cr
Consolidated Net Profit ₹65 Cr₹43 Cr₹20 Cr₹-32 Cr₹-62 Cr
Earnings Per Share (Rs)₹7.82₹5.14₹4.59₹-7.19₹-13.99
NIM2.401.451.381.922.95
ROE(%)12.7813.6314.59-21.93-38.48
ROCE(%)10.989.238.94-10.26-23.71
Advances Growth-52.2785.8029.1227.500.00
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 2,367.9 Cr
Revenue (TTM) : ₹ 150.1 Cr
Net Profit(TTM) : ₹ 86.2 Cr
EPS (TTM) : ₹ 10.4
P/E (TTM) : 27.5

Industry Peers & Returns1W1M1Y
FINO PAYMENTS BANK -2.5% -6.5% 30.6%
HDFC BANK -0.7% 1.6% -10%
ICICI BANK -1.8% 5.1% 24.5%
KOTAK MAHINDRA BANK 1.3% -5% -15.9%
AXIS BANK -3.3% 6% 33.1%
INDUSIND BANK -4.2% -5.9% 30.8%
IDBI BANK -5.7% -3% 65.3%
YES BANK -12.6% -10% 49.4%
IDFC FIRST BANK -5.2% -0.7% 24.8%


FINO PAYMENTS BANK Net Interest Income
[BOM: 543386|NSE : FINOPB]

Y-o-Y

133.72 %

5 Yr CAGR

36.64 %

Years Net Interest Income % Change
Mar2023 ₹47 Cr
133.72
Mar2022 ₹20 Cr
89.69
Mar2021 ₹11 Cr
29.67
Mar2020 ₹8.26 Cr
-39.36
Mar2019 ₹14 Cr -

FINO PAYMENTS BANK Net Interest Margin (NIM)
[BOM: 543386|NSE : FINOPB]

Net Interest Margins
Y-o-Y

65.52 %

5 Yr CAGR

-5.03 %

Years Net Interest Margin% % Change
Mar2023 2.4%
65.52
Mar2022 1.45%
5.07
Mar2021 1.38%
-28.13
Mar2020 1.92%
-34.92
Mar2019 2.95% -

FINO PAYMENTS BANK Profit After Tax
[BOM: 543386|NSE : FINOPB]

Y-o-Y

52.28 %

5 Yr CAGR

Positive

Years Profit After Tax % Change
Mar2023 ₹65 Cr
52.28
Mar2022 ₹43 Cr
108.76
Mar2021 ₹20 Cr
Positive
Mar2020 ₹-32 Cr
Negative
Mar2019 ₹-62 Cr -

PAT Margins
Y-o-Y

-34.84 %

5 Yr CAGR

Positive

Years PAT Margin(%) % Change
Mar2023 137.04 %
-34.84
Mar2022 210.32 %
10.05
Mar2021 191.11 %
Positive
Mar2020 -387.75 %
Negative
Mar2019 -457.90 % -

FINO PAYMENTS BANK Earnings Per Share (EPS)
[BOM: 543386|NSE : FINOPB]

Y-o-Y

52.14 %

5 Yr CAGR

Positive

Years EPS % Change
Mar2023 ₹7.82
52.14
Mar2022 ₹5.14
11.98
Mar2021 ₹4.59
Positive
Mar2020 ₹-7.19
Negative
Mar2019 ₹-14 -

FINO PAYMENTS BANK Return on Capital Employed (ROCE)
[BOM: 543386|NSE : FINOPB]

Y-o-Y

18.96 %

5 Yr CAGR

Positive

Years ROCE % Change
Mar2023 10.98%
18.96
Mar2022 9.23%
3.24
Mar2021 8.94%
Positive
Mar2020 -10.26%
Negative
Mar2019 -23.71% -

FINO PAYMENTS BANK Share Price vs Sensex

Current Share Price : ₹284.6
Current MarketCap: ₹ 2,367.9 Cr
Updated EOD on :May 07,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
FINO PAYMENTS BANK

-2.5%

-6.5%

30.6%

SENSEX

-1.6%

-0.5%

19.8%

FINO PAYMENTS BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -1.8% 0.4% 35.7%
S&P BSE FINANCE -2.1% 1.1% 19.5%
S&P BSE MIDSMALLCAP -2.3% 2% 59%
S&P BSE SMALL CAP -2.9% 2% 57.8%
No NSE index found

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FAQ about FINO PAYMENTS BANK Financials


How the annual revenues of FINO PAYMENTS BANK have changed ?

The Net Interest Income of FINO PAYMENTS BANK have increased by 133.72% YoY .

How the Earnings per Share (EPS) of FINO PAYMENTS BANK have changed?

The Earnings Per Share (EPS) of FINO PAYMENTS BANK has increased by 52.14 % YoY .